Industrial Accident Compensation Insurance
Purchase of Industrial Accident Compensation Insurance- Application to foreigners
· The Industrial Accident Compensation Insurance shall apply to foreigners who are employed by any of the businesses or workplaces in the Republic of Korea (except businesses prescribed in consideration of their risk rates, sizes, places, etc.)
Occupational accidents- Workers who suffer from any injury, disease, disability or death caused by any occupational accident or illness shall be compensated in accordance with the Industrial Accident Compensation Insurance Act (subparagraph 1 of Article 5 and Article 37 (1) of the Industrial Accident Compensation Insurance Act).
1. Accident on duty
A. Any accident that occurs while he/she performs a duty under his/her employment contract or other acts incidental thereto;
B. Any accident that occurs while he/she uses a facility, etc. provided by his/her business owner, due to any defect in or any careless management of such facility, etc.;
C. Any accident that occurs while he/she commutes to or from work using a transportation means provided by his/her business owner or other similar means under the control and management of his/her business owner;
D. Any accident that occurs while he/she participates in an event sponsored by or under the direction of his/her business owner or prepares for such event;
E. Any accident that occurs during a break due to an act deemed to be under the control and management of his/her business owner;
F. Any other accident that occurs in relation with his/her duties.
2. Occupational disease
A. Any disease caused by handling or being exposed to any physical agent, chemical substance, dust, pathogen, work imposing a burden on his/her body, or any other agent causing problems to his/her health while performing his/her duties;
B. Any disease caused by an occupational injury;
C. A disease attributed to mental stress at workplace caused by workplace harassment under Article 76-2 of the Labor Standards Act, verbal abuse by a customer, or other causes
D. Any other disease caused in connection with his/her duties.
3. Commuting accident
A. Accidents that occurs during commuting under the control and management of business owner, such as using means of transportation that the business owner provides or equivalent thereto.
B. Other accidents that occurs during commuting in ordinary route and ways
Categories and details of insurance benefits- Benefits of the Industrial Accident Compensation Insurance are divided into 8 types: medical care benefits, temporary layoff benefits, disability benefits, nursing benefits, survivors' benefits, injury and disease compensation pensions, funeral expenses and vocational rehabilitation benefits (Article 36 (1) of the Industrial Accident Compensation Insurance Act).
※ Visit the website of the Ministry of Employment and Labor (http://www.moel.go.kr) for further information on the Industrial Accident Compensation Insurance.