ENGLISH

Electronic Financial Crimes
Definition of phishing
Types of phishing
- “Phishing,” a compound word meaning the “fishing of private data,” refers to the fraud by means of obtaining personal information or financial information of a user by deceiving and threatening the victim through contactless transaction using electronic communication methods such as phone calls, text message, fake sites, etc. and extorting another person’s property.
- Phishing frauds take place through various electronic communication methods such as text message, messenger, online websites, etc. in addition to phone calls.

Category 

Description 

Voice phishing 

Means of defrauding money and valuables by forging a wired phone number, imitating that of an investigation agency, impersonating the relevant agency to seek vulnerability of the user’s environment,as abduction of child, pretense of accident, etc. 

Messenger phishing 

Means of requesting money loan, by abusing the function of adding friends of new online services, such as social media, mobile-based (or PC) messenger, etc. and logging in to an account of a friend or acquaintance 

Phishing site 

Means of defrauding personal information and financial information by sending text messages, email, etc. to an unspecified number of people and inducing access to a fake website that is similar to a normal one 

Body cam phishing 

Criminal means of extorting money by suggesting obscene video chats (body cam phishing) through smartphone chatting apps suchas Skype, recording the obscene acts of a person, planting a malignant code on the victim’s smartphone, seizing the victim’s contacts, and threatening to spread the recorded video (picture) 

Spear phishing 

Means of phish-attacking by digging up personal information with an individual or a company,as high-ranking official, celebrity, etc. as the subject or extortion of certain information as purpose 

Qshing 

Financial fraud means of inducing download of malignant app or installation of malignant program when a “QR code” with unclear source is recognized by a smartphone 

- A compound word between QR code + phishing, financial fraud means that has evolved to another level from smishing 

Romance scam 

Means of fraud by approaching online, through social media, email, etc., expressing favor, establishing reliability through wealth or physical appearance, and requesting money for various reasons